1. This website (“Website”) is owned and operated by Amanah Raya Berhad (344986-V) (ARB). ARB has the right at any time, to change or discontinue any aspect or feature of this Website, including but not limited to the content and hours of availability.

2. While the Data contained in this Website has been formulated with all due care, ARB does not warrant or represent that the Data is free from errors or omission, or that it is exhaustive.

3. ARB disclaims, to the extent permitted by law, all warranties, representations or endorsements, express or implied, with regard to the data including but not limited to, all implied warranties of merchantability and/or fitness for a particular purpose, or non-infringement.

4. For the avoidance of doubt, ARB hereby expressly disclaims any and all liability of any nature and does not provide any warranties, express or implied for any loss or damage howsoever caused in connection with or arising from the browsing, downloading, uploading or the use of, reliance on or inability to use any of the content of this Website, or from any action or decision taken as a result the browsing, downloading, uploading or the use of or reliance on any of the content of this Website.

5. The Data is made available on the understanding that ARB and its employees and agents shall have no liability (including but not limited to by reason of negligence) to the users of the Website for any loss, damage, cost or expense whether direct, indirect consequential or special, incurred by, or arising by reason of, any person using or relying on the Data and whether caused by reason of any error, omission or misrepresentation in the Data or otherwise. Users of the Website will be responsible for making their own assessment of the Data and should verify all relevant representations, statements and information with their own professional advisers.

6. Furthermore, whilst the Data is considered to be true and correct at the date of publication, changes in circumstances after the time of publication may impact upon the accuracy of the Data. The Data may change without notice and ARB is not in any way liable for the accuracy of any information printed and stored by a user. Changes are periodically added to the Data and ARB may make improvements and/or changes in the Data and/or the Website at anytime.

7. ARB takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the Data provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including Internet sites) outside of ARB. These external information sources are outside the control of ARB and it is therefore the responsibility of the Internet users to make their own decisions about the accuracy, reliability and correctness of information found on those external Internet links.

8. In addition to the Data, the Website provides links to other Internet sites. These external information sources are outside the control of ARB and it is therefore the responsibility of the Internet users to make their own decisions about the accuracy, reliability and correctness of information found on those external Internet links.

9. All rights reserved. No part of this publication may be reproduced by any process, electronic or otherwise, in any material form or transmitted to any other person or stored electronically in any form, without the prior written permission of ARB except as permitted under the Copyright Act 1987. In particular, the user of the Data agrees:

- to retrieve documents for information only;
- to save or print a single copy for personal use only and not to reproduce any major extract or the entire document without the prior written permission of ARB;
- to acknowledge that the Data is provided by ARB. This will also apply to another Website or Internet Service Provider who establishes a link to this Website;
- not to make any charge for providing the Data to another person without the prior written consent of ARB and payment of an agreed copyright fee;
- to include this copyright notice and disclaimer in any copy made;
- not to modify the Data without the express prior written permission of ARB